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Downes Insurance Associates Inc. Blog

View the latest blog posts from Downes Insurance Associates Inc..

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Friday, March 28, 2025

The Top Six Do-It-Yourself Home Renovation Projects that Impact Your Insurance in DE, MD & PA

Home renovations have become increasingly popular in the United States, particularly in recent years. In 2020, over 50% of homeowners who undertook renovation projects were from the Baby Boomer generation, while nearly a third of those who renovated belonged to Generation X. READ MORE >>

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Monday, September 16, 2024

Driving Near Emergency Vehicles

Law enforcement officers, emergency responders and other roadside workers put their lives on the line every day to keep us safe — and that’s why it’s important to move over when you see them along the side of a road.       What You Need To Do  READ MORE >>

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Tuesday, August 13, 2024

Eco-Friendly Renovation Tips

Making the decision to renovate instead of constructing a new home is already the first step to green remodeling. Sustainable home building, which seeks to minimize construction waste while making homes more energy-efficient, is growing in popularity nationally. READ MORE >>

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Thursday, August 8, 2024

Hosting Open Houses

Hosting an open house? Don’t make unnecessary mistakes that will cost you time, money, or even your well-being. In this beginner-friendly guide, we’ll discuss everything you need to know to make your open house a success. The Benefits of Hosting an Open House READ MORE >>

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Sunday, August 4, 2024

Protecting Your Vacant Home

What Is Vacant Property Protection? A vacant or empty property is a building that has been left unused for some time. An example of this would be a retail premise that has been closed down and left empty. This is an all too familiar sight recently, with many businesses having to close down for long periods of time or for good due to the COVID lockdown restrictions. READ MORE >>

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Tuesday, July 16, 2024

Solo Camping Tips

THE BENEFITS OF SOLO CAMPING Camping is an awesome activity to share with family and friends. But trekking out into the woods for a solo camping trip offers the solitude that a group camping trip simply doesn’t have. Even just a weekend trip to the woods can do wonders. READ MORE >>

Tuesday, July 9, 2024

Vehicle Theft Protection

Reducing Motor Vehicle Theft       In 2023, more than 1 million vehicles were stolen in the United States—a 25% increase in vehicle theft totals over the previous few years. Vehicle theft is a multi-billion-dollar crime, costing vehicle owners more than $8 billion each year. READ MORE >>

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Monday, July 1, 2024

UV Safety Month

Sun Safety Tips   Ozone layer depletion decreases our atmosphere's natural protection from the sun's harmful ultraviolet (UV) radiation. This Web page provides an overview of the major health problems linked to overexposure to UV radiation. READ MORE >>

Tuesday, June 25, 2024

Types of Condos

For many prospective homebuyers, the idea of tending to a house and yard can be daunting. The price tag of single-family homes today can also test your budget’s limits. Luckily, various property types are available that minimize maintenance headaches and are more wallet-friendly. READ MORE >>

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Monday, June 17, 2024

Condo Fees vs. HOA Fees

What’s the difference between a CA and an HOA?      Categorization Every condo unit belongs to an association or corporation. However not all single-family homes belong to governed communities. Interested buyers will be informed, often by their realtor, if the home they are interested in belongs to an HOA. READ MORE >>

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